Debt can become a major source of stress. Islam encourages responsible financial conduct together with dua and reliance upon Allah to keep one's life free from the burden of borrowing.
اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ، وَالْعَجْزِ وَالْكَسَلِ، وَالْجُبْنِ وَالْبُخْلِ، وَضَلَعِ الدَّيْنِ، وَغَلَبَةِ الرِّجَالِ
Allahumma inni a'udhu bika minal-hammi wal-hazan, wal-'ajzi wal-kasal, wal-jubni wal-bukhl, wa dala'id-dayni wa ghalabatir-rijal.
O Allah, I seek refuge in You from worry and grief, from incapacity and laziness, from cowardice and miserliness, from the burden of debt and from being overpowered by men.
Hadith — Sahih al-Bukhari — Hadith 6369
Authenticity: Authentic prophetic supplication
Meaning and Explanation
The dua asks Allah for protection from internal mental struggles and external financial burdens that lead to loss of dignity.
When to Recite
Recited daily in the morning and evening as part of the Masnun Adhkar.
How to Recite
Recite sincerely while actively managing finances and avoiding unnecessary borrowing.
Important Notes
Dua must be accompanied by practical financial planning and earning a Halal (lawful) income.
Benefits
Provides spiritual relief, reduces financial anxiety, and helps the believer gain the discipline needed to manage wealth.
Additional Duas
اللَّهُمَّ اكْفِنِي بِحَلَالِكَ عَنْ حَرَامِكَ وَأَغْنِنِي بِفَضْلِكَ عَمَّنْ سِوَاكَ
Allahummak-fini bihalalika 'an haramika wa aghnini bifadhlika 'amman siwak
Content type: Hadith
Tags:
debt dua
debt protection
financial hardship
debt relief