اللّهُـمَّ إِنِّي أَعْوذُ بِكَ مِنَ الهَـمِّ وَ الْحُـزْنِ، والعًجْـزِ والكَسَلِ والبُخْـلِ والجُـبْنِ، وضَلْـعِ الـدَّيْنِ وغَلَبَـةِ الرِّجال
Allaahumma innee a oothu bika minal-hammi walhazani, wal ajzi walkasali, walbukhli waljubni, wa dhala id-dayni wa ghalabatir-rijaali .
O Allah, I seek refuge in You from grief and sadness, from weakness and from laziness, from miserliness and from cowardice, from | being overcome by debt and from being overpowered by men (i .e. other people).